EY · 29 Sep, 10:38 · Finance briefing

India can add over 100 million long-term investors by 2035 as wealth creation expands beyond metros: EY Report

A recent EY report projects that India could onboard more than one hundred million long-term investors by 2035.

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The briefing

The story
in brief.

What happened, who it affects, and why it landed on our intelligence desk — in plain English, sixty seconds or less.

A recent EY report projects that India could onboard more than one hundred million long-term investors by 2035. This significant expansion is driven by growing wealth creation extending beyond metropolitan centres into smaller cities and towns. The demographic shift indicates a broadening of financial participation across diverse geographical regions. For professionals, this signals a substantial increase in retail investment activity and a corresponding need for scalable financial services infrastructure. The data underscores a structural change in how wealth is accumulated and managed nationally, highlighting the critical role of financial literacy and accessible investment platforms in driving this growth trajectory.

Employer demand for Finance and Accounting skills — indexed growth since 2019
Indicative index of skill mentions in professional job postings for the field this story moves (2019 = 1)

Your move

What this means
for your career.

Every headline redistributes opportunity. Here is who this one rewards — and how to be on the right side of it.

This demographic shift demands that you adapt your skill set to serve a wider, less sophisticated investor base. You must prioritise financial literacy and regulatory compliance, as trust becomes the primary currency in emerging markets. Professionals in fintech, advisory, and wealth management should focus on creating accessible educational content and robust risk assessment frameworks. Consider upskilling in data analytics to identify emerging market trends outside major metros. If you work in product development, design user-friendly interfaces that simplify complex investment instruments. Smart professionals will proactively learn about behavioural finance to better guide this new cohort. Ultimately, positioning yourself as a bridge between complex financial systems and everyday investors will significantly enhance your career prospects in this rapidly evolving landscape.

For this story, the fields that convert it into pay are Finance and Accounting, Risk Management Strategies, AI in Banking and Financial Modeling — exactly the programmes matched below. The chart shows the indicative salary uplift certified professionals report in each of those fields; every one of them is a click away, from £79, finishing in as few as 20 days.

Indicative salary uplift in the fields matched to this story
Indicative ranges from published continuing-education salary studies, by field — each field is a recommended course below

Matched to this story

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