The Times of India · 15 Oct, 14:42 · Business briefing

Nilekani calls for expanding account aggregator network to 50% of adults to support small businesses in A

Nandan Nilekani advocates expanding India’s Account Aggregator network to reach fifty per cent of adults.

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The briefing

The story
in brief.

What happened, who it affects, and why it landed on our intelligence desk — in plain English, sixty seconds or less.

Nandan Nilekani advocates expanding India’s Account Aggregator network to reach fifty per cent of adults. This initiative aims to streamline financial data sharing, thereby enhancing credit accessibility for small businesses. The framework facilitates secure, consent-based exchange of financial records between institutions. By digitising creditworthiness assessment, the system reduces reliance on traditional collateral. This structural shift promises to unlock capital for micro-enterprises and informal sectors. The expansion represents a significant step towards financial inclusion and digital infrastructure maturity. Professionals in fintech, banking, and regulatory compliance should note this policy direction as it reshapes lending mechanisms and data privacy standards across the Indian economy.

Employer demand for Cyber Security skills — indexed growth since 2019
Indicative index of skill mentions in professional job postings for the field this story moves (2019 = 1)

Your move

What this means
for your career.

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This development elevates the value of data privacy, regulatory compliance, and fintech infrastructure skills. You must understand how consent-based data frameworks operate within India’s financial ecosystem. Professionals in banking, technology, and legal sectors should prioritise learning about Account Aggregator protocols. Upskill in data security and financial regulations to remain relevant. Consider specialising in digital lending or compliance management. Engage with industry groups focused on fintech innovation. Monitor policy updates closely, as this expansion will drive demand for experts who can navigate complex data-sharing environments. Your career will benefit from positioning yourself at the intersection of technology and financial regulation, ensuring you can advise organisations on secure, compliant data integration strategies.

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Indicative salary uplift in the fields matched to this story
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